We are excited to announce a new partnership for Research IP in New Zealand, interest.co.nz is now providing you access to over 300 RIPPL Effect reports to better “help you make financial decisions”.
The full launch article can be found here The future of investment funds research | interest.co.nz
You can also find our research embedded at the point of sale on the new investment platform Flint Wealth.
Through the use of technology and with access to up-to-date information, Research IP has developed the RIPPL Effect report to help make managed fund information more transparent, comparable, and accessible for New Zealand investors, enabling investors and financial advisers to better align personal objectives and values to investment products.
The RIPPL (Research IP Pty Ltd) Effect report aims to cut through the spin and focus on what matters to investors – fees, investment professionals’ credentials, returns and benchmarks, responsible investing, and more. Investors and financial advisers can more easily assess whether a Fund Manager is true to label.
A few KiwiSaver examples can be found at Booster KiwiSaver Default Saver Fund, Generate KiwiSaver Growth Fund, Milford KiwiSaver Balanced Fund, Pathfinder KiwiSaver Balanced Fund, Simplicity KiwiSaver Default Fund.
Managed fund examples include Castle Point 5 Oceans Fund, Harbour Australasian Equity Focus Fund, India Avenue Equity Fund, Pathfinder Ethical Growth Fund, QuayStreet NZ Equity Fund, TAHITO Te Tai o Rehua Fund.
The RIPPL Effect is designed to bridge the gap between Research IP’s Quantitative Tear Sheets and full Qualitative Research Reports. The RIPPL Effect standardises data and information so it can be found in the same place in a report for all managed funds – KiwiSaver or retail investment funds.
Searching for comparable information on managed funds can be frustrating to say the least, let alone being able to make accurate comparisons. Certain investment phrases mean different things to different people. This is where good advice from a financial adviser will provide value to investors. The RIPPL Effect is freely available to financial advisers and DIY investors.
Simple data points are collected and presented in the same place on every report, in particular key information typically found in the PDS, SIPO, or on the Fund Manager’s website, but often hard to find. For example:
Fees
Comparing fees is not as straight forward as you think. Many moving parts within required disclosures mean accurate comparisons are hard to make. Simply, the inclusion of GST alone is not consistent. And this doesn’t factor in the time taken to find all the relevant information across different documents in the first place. Information on fees is provided on page 5 in every report.
Responsible investing
Responsible investment, socially responsible investing, sustainable investing, ethical investing, green investing, impact investing, and ESG. What are the differences between these investment terms and how do Fund Managers differ in their approach to them? The fundamental approaches a Fund Manager can apply range from integration of ESG factors and corporate engagement, to screening, to sustainability themed investments and impact investing. Information on responsible investing is provided on page 7 in every report.
Qualitative Research
For a range of managers, research IP conducts full qualitative research and forms a view about the investability of the Fund. These reports can be accessed directly through the report, for example the Perpetual Diversified Real Return Fund.
Find out more about our qualitative research here.
Where to from here?
Research IP currently has over 300 reports for managed funds available in the New Zealand market, as well as a range also available in Australia. The initial coverage also includes all default, balanced and growth KiwiSaver offerings. Coverage of funds and data points is expanding daily.
Looking for something in particular or have some feedback? Please reach out to one of the RIPPL team
Research IP delivers high quality investment fund research and consultancy services to financial advisers, charities & NFPs and the broader financial services industry. Our experience spans well over 20 years working directly across the multiple facets of finance, so we understand the key drivers and challenges for managers, as well as the impact for investors and the broader industry.
We strive to give you the best information, so you can help your clients make better decisions, and feel more confident about doing business with you. We believe that not only can everybody win, everybody should.
Reach out to us today about your research and consulting needs, and how to make the data work for you, and your clients.
Would you like to see research on a Managed Fund, then enquire here?
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