Comparing KiwiSaver fees is like comparing apples to oranges. The intricacies inside the required disclosures make accurate comparisons difficult and time consuming, not to mention the time taken to find all of the relevant information in the first place. Even the inclusion of GST is inconsistent.
We are excited to announce a new partnership for Research IP in New Zealand, interest.co.nz is now providing you access to over 300 RIPPL Effect reports to better “help you make financial decisions”.
Fund Managers are a very important part of the part of the investment landscape. Pension funding systems around the world heavily invest via fund managers, be they internal or externally appointed. Most Australian and Kiwi investors have exposure to a managed fund (also known as a mutual fund) via superannuation and KiwiSaver accounts. For Australians the predominant structure is an Australian Unit Trust (AUT) and for Kiwi’s this is via Portfolio Investment Entities (PIE). Most funds held within pension systems are diversified funds, largely because they are a default fund for the scheme provider.
Understanding how ESG (Environmental, Social and Governance) factors impact investment decisions, and the inclusions and exclusions that comprise a portfolio is important. A better understanding of your investments should help align them with your personal beliefs.
Typically fund managers make decision based around the next 3-5 years. Looking at where employment will trend provides some insights into where capital may flow, which can highlight value traps. After all, jobs growth is linked to the need for capital investment to support revenue growth. The change in jobs growth can also highlight where efficiencies or structural changes are occurring then can improve profit growth.
To misquote Shakespeare – Bubble, bubble toil and trouble? Has Research IP turned its focus to the housing sector? Perception is everything.
What apps or websites use the most data? How many stories do you post on Instagram or Facebook? How much money have you spent shopping online in the past year?
Magellan has announced that Hamish Douglass will take a medical leave of absence. With the recent departure of the CEO, relative underperformance and losing their largest mandate, is this the beginning of the end?
We live in an extraordinary time for the global economy. Despite supply chain and workforce issues, a commodities boom and rising energy costs, the US Federal Reserve and European Central bank are keeping low interest rates frozen. But with the inflation spectre looming on the horizon, former US Federal Reserve Governor Kevin Warsh says the window of opportunity for central banks to act may already be closing.
Omicron and zero-covid policies through China and South East Asia have the potential to disrupt global supply chains, heightening the risk of sustained inflation and therefore downside risks to financial markets.