In the world of finance and information overload, knowledge is power. Research IP delivers RIPPL Insights to serve as your monthly go-to source of compiled content in three focus areas - behavioral finance, technology, and investment.
In the world of finance and information overload, knowledge is power. Research IP delivers RIPPL Insights to serve as your monthly go-to source of compiled content in three focus areas - behavioral finance, technology, and investment.
In the world of finance and information overload, knowledge is power. Research IP delivers RIPPL Insights to serve as your monthly go-to source of compiled content in three focus areas - behavioral finance, technology, and investment.
VisualCapitalist presented a compelling graphic of the 2023 Year in Review.
Comparing KiwiSaver fees is like comparing apples to oranges. The intricacies inside the required disclosures make accurate comparisons difficult and time consuming, not to mention the time taken to find all of the relevant information in the first place. Even the inclusion of GST is inconsistent.
We are excited to announce a new partnership for Research IP in New Zealand, interest.co.nz is now providing you access to over 300 RIPPL Effect reports to better “help you make financial decisions”.
Fund Managers are a very important part of the part of the investment landscape. Pension funding systems around the world heavily invest via fund managers, be they internal or externally appointed. Most Australian and Kiwi investors have exposure to a managed fund (also known as a mutual fund) via superannuation and KiwiSaver accounts. For Australians the predominant structure is an Australian Unit Trust (AUT) and for Kiwi’s this is via Portfolio Investment Entities (PIE). Most funds held within pension systems are diversified funds, largely because they are a default fund for the scheme provider.
Typically fund managers make decision based around the next 3-5 years. Looking at where employment will trend provides some insights into where capital may flow, which can highlight value traps. After all, jobs growth is linked to the need for capital investment to support revenue growth. The change in jobs growth can also highlight where efficiencies or structural changes are occurring then can improve profit growth.
What apps or websites use the most data? How many stories do you post on Instagram or Facebook? How much money have you spent shopping online in the past year?
Checked your speed lately? In an increasingly digitised world, the speed of your internet connection matters. It dictates how you engage with the world.