A data-driven dive into global investing trends, Python’s explosive growth and the surprising psychology behind our financial decisions.

In the world of finance and information overload, knowledge is power. We hope you find the RIPPL Insights for June 2025 useful.

Research IP delivers RIPPL Insights to serve as your monthly go-to source of compiled content in three focus areas – behavioural finance, investment, and technology.

Python Is Now The Most Popular Programming Language 🖥️1


The most popular programming languages on GitHub from 2014 to 2024, ranked by the number of users contributing to projects in each language.

…and Grok will write it for you.

#technology


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Evaluating robo-advisers through behavioural finance: a critical review of technology potential, rationality and investor expectations


The financial sector is undergoing a large-scale transformation that is strongly characterised by the emergence of novel financial technology (FinTech) and its applications.2


#behaviouralfinance
#technology

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U.S. vs. Global ex-US Equity Returns Since 1979📈

In 2025, global ex-US equities were outperforming the S&P 500 by 2.7% (as of February 19).

Investors are becoming increasingly bullish on global equities, with European stocks seeing the strongest monthly returns against the S&P 500 in January in a decade.

Over the past 10 years, global stocks have averaged 4.9% annualised returns while the S&P 500 has averaged 13.8%. 3

#investment

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Research IP delivers high-quality investment fund research and consultancy services to financial advisers, charities & NFPs, and the broader financial services industry. Our experience spans well over 20 years working directly across the multiple facets of finance, so we understand the key drivers and challenges for managers, as well as the impact on investors and the broader industry.

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Credits: Voronoi by Visual Capitalist, 1GitHub, 2Eichler KS and Schwab E (2024) Evaluating robo-advisors through behavioral finance: a critical review of technology potential, rationality, and investor expectations. Front. Behav. Econ. 3:1489159. doi: 10.3389/frbhe.2024.1489159, 3Trading View, Curvo, and geralt from pixabay

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While every care has been taken in the preparation of this information, Research IP makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This blog post has been prepared for the purpose of providing general information, it is not personal financial advice and should not be relied upon as a substitute for detailed advice from your authorised financial adviser. You should, before making any investment decisions, consider the appropriateness of the information in this email, and seek professional advice, having regard to your objectives, financial situation and needs.

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