The Generate Focused Growth Trust has been issued a “3 IP” rating by Research IP, with a score of 3.12/5.

The Generate Focused Growth Trust (“the Trust”) invests in an actively managed diversified portfolio of proven underlying funds, international equities property and infrastructure assets, and cash. The Trust also has the ability to invest in Australasian equities and fixed income but it does not have a target asset allocation to these asset classes.

What is the Fund’s competitive advantage?

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Research IP says

“At present the coverage across the Manager’s funds is manageable though as the size of funds under management grow the investment team will need to expand. Naturally this will be a challenge, though Research IP believes the Manager is well-equipped to grow the team when needed. Recent hires in risk and compliance have demonstrated the ability of the Manager to attract experienced professionals in the New Zealand market.

“Within the equity allocation to Australasian equities (including property and infrastructure) the bias will consist of earnings quality and yield factors. The Manager takes an active approach, so stock selection will drive a significant portion of the Fund’s performance over the long-term.

“The international equity allocation has a quality bias. For example, through investments in the Magellan Global Fund and Berkshire Hathaway Class B shares. However, there is also an element of growth through the Manager’s allocation to the T. Rowe Price Global Equity Growth Fund, and stocks like Tencent, Facebook, Alphabet, and Alibaba. Since early 2020 the allocation to direct stocks has increased from around 30% of the Fund to approximately 36% in early 2021. The performance contribution of the increased allocation to international companies versus the managed fund exposures is not clear. Therefore, the contribution of the Manager skill is difficult to evaluate.

“Research IP commends specific actions taken by the Manager in implementing the responsible investment policy to date. The following examples demonstrate the active approach applied by the Manager:

– Signatory to a collaborative engagement to encourage Facebook, Alphabet and Twitter to strengthen controls to prevent the livestreaming and dissemination of objectionable content.

– Significant investment in a community bond where proceeds will be used for specific public housing projects.”

Research IP, 30 August 2021

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Disclaimer, Disclosures and Warnings
Research IP strongly recommends this document and report be read in conjunction with the relevant Product Disclosure Statement.  Research IP gives no warranty of accuracy or completeness of information in this document.  Any information, opinions, views or recommendations are general information only and do not take into consideration any person’s particular financial situation or goals and therefore does not constitute financial advice.  This document should not be relied upon as a substitute for financial advice from your financial adviser.


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While every care has been taken in the preparation of this information, Research IP makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This blog post has been prepared for the purpose of providing general information, it is not personal financial advice and should not be relied upon as a substitute for detailed advice from your authorised financial adviser. You should, before making any investment decisions, consider the appropriateness of the information in this email, and seek professional advice, having regard to your objectives, financial situation and needs.

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