The RIPPL NZ Leaders highlights some market trends and how funds performed over the last 12 months. Check out the KiwiSaver and Non-KiwiSaver investment performance and accompanying RIPPL Effect reports.
Constructing an investment portfolio involves careful planning and consideration of various factors to align with your financial goals, risk tolerance, and time horizon. Here are the key steps to follow when creating an investment portfolio.
Asset allocation is the main driver of returns over time so this is where much focus should be paid to ensure an investor’s portfolio is commensurate with their risk tolerance. In the last three decades, there have only been two years where both stocks and bonds have returned negative performances in the same year (using Australian index returns). Last year was the first year since 1994 that this has occurred.
Asset allocation is the main driver of returns over time so this is where much focus should be paid to ensure an investor’s portfolio is commensurate with their risk tolerance. In the last 25 years there has only been one year where both stocks and bonds have returned negative performances in the same year (using New Zealand index returns). Last year was the first year this has occurred.